Kotak car insurance 2024
Kotak car insurance 2024 :- We bought the car but were unable to find out which insurance to buy. Today we are going to talk about Kotak car insurance and what facilities are available in Kotak Insurance. Before moving ahead, let us know about some points.
Avoid small claims
Avoid big-engine cars.
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You can transfer the NCB to new car
Ek claim every time you man and accident
Avoid small claims !
When you get a small claim on your vehicle, which will cost you Rs. 2000, 3000, or 4000,. You know that any small part gets damaged. There is such damage to the vehicle that does not cost more than Rs. 2000–5000. Award that claim. Do not claim it from the insurance policy. When you claim a small part, your NCB score becomes zero.
Avoid big-engine cars.
Whenever you take insurance, third party is included in your vehicle. If you buy a 1000-cc vehicle, then your insurance is worth 2400 rupees. If you have a vehicle of 1000–15,000 cc, then your insurance is of 4000 rupees, but the difference is of 1600 rupees.
The third-party insurance of a 1500 CC vehicle is Rs 9,300. If
If you buy a 1000-1001 CC vehicle, then there is a difference of Rs 1600.
If you buy a 1500-1501 CC vehicle, then your difference is around Rs 5300.
You should try to avoid accidents as the engines have bigger CC, and a slight increase in the number of CC may increase your insurance cost.
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Whenever you buy an insurance policy, try to get the maximum claim from the company. It gives you 20% dep claim. On taking the third claim, there will be a normal claim count and a compressive claim count. And in that, you will have to pay the money that comes to you as per your share at a rate of 50% or 70%.
You can transfer in NCB to new car !
Whenever you sell your old car, if your policy with the old company has NCB, then take the NCB letter and transfer your NCB to the new car.
Ek claim every time you man and accident !
If you do not want your claim to be rejected, the main reason for claim rejection is that the vehicle has multiple damages. Whenever you take a claim, you should continue taking it month-wise. Then the company provides you a good facility. Otherwise, if you take one month and skip the next month, then the company rejects you for taking the claim.
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Car insurance box
Kotak Mahindra Bank is very popular in India. Kotak general insurance started working in India in 2015. Kotak Mahindra Bank offers motor insurance, Health insurance, and home insurance. If you want to take commercial insurance, you can take it from Kotak Mahindra Bank.
Kotak car insurance popular futures !
Cashless garage 4000 Plus
Very affordable premium up to 3 year
2Zero dep claims only up to 5 year
No-claim bones up to 50%
Clamp settlement ratio: 95%–99%
Good Reimbursement claims
Salvage charge: 5%
Additional discount up to 22.5%
Note: If your civil score is good, then you can get an extra discount of 22.5% on the basis of your civil score. Whenever you buy a policy, make sure to check the policy by providing your PAN card.
Kotak car insurance is covered!
Cover all electric and non-electric
Accident
Natural disaster
Khabar legal ability and property damage
Covered financial liability in case of death PTO
Kotak car insurance not covered
Where and tear damage
Vehicle used for sports activity
Mechanical and electrical damage
Vehicle without valid license
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